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In addition, customers for this kind of plan might have serious lawful or criminal histories. It's important to note that different service providers provide an array of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - senior life funeral insurance. Some will certainly also provide higher stated value, up to $40,000, and others will certainly enable for better death advantage conditions by improving the rates of interest with the return of premium or lessening the number of years until a full fatality benefit is available